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Buy Bitcoin Instantly With Debit Card or Credit Card

Wherefrom buy bitcoin instantly with debit card or through a credit card? Bitcoin is on its way to proliferation, but the big difficulty is getting users to buy bitcoins right away.

Most Bitcoin exchanges accept many payment options as well as credit/debit cards. One reason for this is because of the unchanging nature of bitcoin.

However, many public Bitcoin exchanges are beginning to accept credit and debit cards as a method of payment.

Below are some of the most popular and legit Bitcoin sites where you can buy Bitcoin instantly with debit card or credit card. 

Using credit cards most of these bitcoin exchanges use your credit card cash limit, so you need to check your credit card limit with your bank.

Buy Bitcoin Instantly With Debit Card

Where can we buy bitcoin instantly with debit card?

Buying bitcoins using a debit or credit card is not as easy as it seems. Some exchanges fear fraud and do not accept card payments. However, many exchanges have begun to implement fraudulent search services and are now more open to credit and debit card purchases.

Here is the list:








Note that some credit card companies have stopped allowing Bitcoin credit card purchases due to market fluctuations:

Bank of America 


Citi bank

However, we have framed a list of exchanges that allow users from different countries to buy bitcoins through a debit card or a credit card.

List of sites where bitcoins can be purchased with a debit or credit card:

CEX has existed for many years and is one of the most reliable sites for buying bitcoins by debit or credit card.

If you’ve verified your account, go to the card section, and here you can add your card.

It can take 1-2 days to verify your card, but after verification, you can use it immediately to purchase bitcoins.

You can also buy Ethereum using your credit or debit card in addition to BTC. 

Also Read: Best Place to Buy Ripple Coin


This is another site that accepts payment through debit or credit cards. On CoinMama you can instantly use credit or debit cards to buy bitcoins. Unlike other sites, CoinMama does not offer bitcoin wallets and you must add the address of the bitcoin wallet on which you want to receive your bitcoins.

Here on Coinmama, the price of bitcoin can be higher than However, the price is another option that you should stick to when you are going to buy bitcoin instantly.


Binance is the largest crypto exchange in the world and offers the possibility of immediate purchase of bitcoins with a Visa or Mastercard card.

The exchange supports many countries and the platform is idle for those who also want to trade cryptocurrencies as soon as they receive them.

Binance exchange supports debit and credit cards. This crypto exchange serves all countries except the United States. Binance offers two payment services: Koinal (fee 2.5%) and Simplex (3.5%).

Here on Binance fees are also the lowest and, unlike other systems, you have access to more advanced tools through Binance. Another reason to use this exchange is that you get the best prices for bitcoins because it has a lot of buyers and sellers.


This is a bitcoin company based in France that sells popular cryptocurrencies, including BTC. And they claim that they are the easiest place to get started with cryptocurrency, and a lot of people think so because they sell cryptocurrencies in exchange for more than 10 fiat currencies.

You can also use the Bitit services to purchase bitcoins from credit/debit cards while supporting debit/credit cards they support Visa, MasterCard, American Express, and Maestro.

And after verification of your card, you are entitled to:

  • Buy up to € 1,500 per week by credit or debit card
  • Buy up to € 2,500 per week via cash vouchers, online wallets, or direct banking.

Coinbase (only US customers)

Coinbase is one of the most popular places to buy bitcoins, litecoin, and ETH. They also support the purchase of bitcoins with Visa debit/credit cards, and the process is immediate. This feature is only available for United States citizens. If you are from another country, you should see the other options listed here.

To start purchasing bitcoins from Coinbase with a debit card, follow these steps:

  • Register an account with Coinbase 
  • Complete your KYC
  • Go to your Payment options page and clicks add payment methods.
  • Select a card and add a debit /credit card.
  • Coinbase will conduct two small transactions.
  • Log in to the card summary account and check the small amounts of transactions.
  • Add Coinbase to your account at the bottom of the payment page (this will confirm your card)

You can then start buying bitcoins right away with your added debit or credit card.


This exchange provides a complete crypto banking solution for residents of the UK. With Wirex, you can easily buy bitcoins.

When you register with Wirex and complete KYC, you will have access to a bank account linked to the cryptocurrency. On this exchange, you can link your account with a debit /credit card and use this card at any time to purchase BTC.

Anyone who is looking for a complete cryptocurrency banking solution, Wirex is the right way to go as they have their physical cards available for the UK.


Bitstamp is a licensed BTC exchange that has been in operation since 2011. This website provides primarily business services, but they have an option to sell bitcoin directly to you when you purchase that with a debit or credit card. You must use your order with 3D Secure. 

Some banks may consider a credit card payment as a deposit. If so, your debit or credit card provider may charge you an additional fee. Bit stamp is open to the United States and the EU, as well as a growing presence in Asia.

Bitcoin buying with a debit card through Bitstamp

  • Go to Bitstamp and register
  • Get a “deposit”
  • Select “Credit card” as the payment option (this also works with debit cards)
  • Deposit money from a debit card
  • Once you have made your deposit, go to “Buy/Sell” and select “Buy BTC” (Bitcoin).
  • Enter the amount for which you want to buy bitcoin and then click “Buy BTC”


BitPanda was established in October 2014 and allows EU citizens (and some other countries) to buy bitcoins and other crypto coins through various payment methods (Skrill, Neteller, SEPA, etc.).

The daily maximum for verified accounts for credit card purchases is € 2,500. The daily maximum for other payment methods is € 10,000 (€ 300,000 per month).

Bitcoins purchase with a debit card through Bitpanda

  • Go to Bitpand and sign up
  • Select the crypto coin you want to buy (e.g. BTC)
  • Select Visa / MasterCard payment service
  • Enter the amount for which you want to buy cryptocurrency (e.g. Bitcoin)
  • Click on “Next Step”
  • Confirm the order


Buy Bitcoin instantly with debit card or credit card with a reliable exchange is safe. The most important thing is not to store bitcoins on the exchange after you buy, but to transfer them to your Bitcoin wallet.

Remember that using a debit card can be convenient but also more expensive. If you are buying a relatively large amount of crypto coins and you have the option, it is recommended that purchase the coin by bank transfer.

But, if the amount is not too much, then it is sometimes a good idea to save time by paying an additional 3-5%.


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